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Getting Paid will help you stay focused and productive as you go through the arduous Long Term Disability (LTD) claims process. Many LTD claims are denied needlessly. Getting Paid will help you present your LTD claim to your insurer effectively, "doing it right" the first time.

We include a sample LTD insurer's claim form noting eight MOST IMPORTANT factors to double check before submitting your claim form.


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Purchase Getting Paid in a perfect bound (paperback) book at a cost of $29.95 plus $9.95 for Shipping & Handling
$39.90 including Shipping and Handling

To pay by check: Please make check payable to ElderCare Publishing Inc. in the amount of $39.90 and mail to 181 Wells Ave., Newton, MA 02459. Also please send along your shipping information: name and address.

To purchase the e-book at a cost of $24.99 click on Buy Now below, you will then be directed to Paypal. Once your transaction is completed with Paypal, a PDF file labeled 'GettingPaid.pdf' will be available via an email you will receive. Click on the PDF file to download and save to your computer. You can print the e-book or read from your computer.


Returning from the War Zone highlights new obstacles. Disability Minefields after the Battle is must reading for disabled veterans.

If your disability can be expected to continue beyond 5 months, Filing a Social Security Disability Claim can guide you through the maze. If your disability claim has been denied, you'll need to be successful confronting what might be referred to as an uphill "battle", the Appeals & Hearing process. When Your Social Security Disability Claim is Denied offers valuable guidance.

Veteran ALERT . . . Review Federal Benefits for Veterans and Dependants $600,000 Plus in Potential Benefits.

Long Term Disability Claims are often denied unnecessarily. If your disability claim is denied, do you understand the appeals process? Filing a Long Term Disability Claim Appeal requires specific documentation as well as a complete understanding of your rights.

The chances of someone as young as 40 years old facing a long term disability is almost 20 percent and seven times more likely than death to occur during a working career!! Is there anything that can be more devastating and disruptive than to become totally disabled? You'll need to insure your income against the risk of a Long Term Disability. A Guide to the Purchase of Disability Insurance will help you make the right choices.

Should your disability reach the stage of a permanent disability, you'll need to understand your legal rights as a disabled person. Individuals with disabilities who want to work must be given an equal opportunity to work. A Guide for People with Disabilities Seeking Employment answers questions you may have about your employment rights under the Americans with Disabilities Act.

Can you keep your military PTSD claim from being denied as a personality disorder? Make sure to review 'Getting a Fair, Thorough and Accurate VA Disability Evaluation'.

Partial disability can lead to termination of your employee benefits. Will your LTD premiums be paid? What happens to your Group Life Insurance? Working When Disabled: Implications/Complications provides vitally important insights.

Learning to travel when disabled will present new challenges. You will soon find how accommodating the airlines and other modes of transportation can be. There is a substantial selection of access-able hotels, even bed & breakfast's, when you know where to access them. Traveling When Disabled will give you an accessible roadmap to follow

A disabled homemaker confined to a wheelchair will have great difficulty doing just routine chores around the house. Access-ABLE Housing For Families w/Disabilities gives suggestions on adapting the home.

Life goes on for everyone. Your nondisabled life was yesterday. Today is now and tomorrow brings many new opportunities. As you recover from the impact of becoming disabled, you can look forward to exploring some of the opportunities of a disabled life. Again, as we've said before, our primary objective is to help create a hopeful vision in your new life as a disabled person.

Purchase Getting Paid in a perfect bound (paperback) book at a cost of $29.95 plus $9.95 for Shipping & Handling
$39.90 including Shipping and Handling

To purchase the e-book at a cost of $24.99 click on Buy Now below, you will then be directed to Paypal. Once your transaction is completed with Paypal, a PDF file labeled 'GettingPaid.pdf' will be available via an email you will receive. Click on the PDF file to download and save to your computer.




Click here to go back to Publications.

Our Getting Paid e-book is in Adobe PDF format. Click the icon to download Acrobat Reader software for free.
What Getting Paid can help you with...


   •THE MOST IMPORTANT FACTOR INFLUENCING YOUR LIKELIHOOD OF COLLECTING BENEFITS, an Insiders TIP

   •SSR 99-2P: Chronic Fatigue Syndrome Patients now have a much better chance of collecting Social Security Disability benefits

   •The uniqueness of Chronic Fatigue, Carpal Tunnel Syndrome, Fibromyalgia and other "soft tissue" disability claims - little known strategies for overcoming the LTD claims obstacles

   •Understand the group LTD mental/nervous disorder restrictions and the inherent danger for CFIDS claimants

   •Tips on the most common mistakes claimants make....and how to avoid them

   •Why your Doctor has to help you (and may not want to)

   •The "dark side" of disability claims revealed

   •Know when its time to, and when not to, consult an attorney

   •Techniques on communicating effectively with your claims examiner

   •Independent Medical Exams (I.M.E.'S).....Friend or Foe?

   •Group LTD vs. individual coverage, which is better and when, the "Bottom-line" tips

   •Experts tips on creating a "seamless" disability insurance program

   •An Insiders Guide to purchasing disability Insurance

   •Learn how Social Security impacts your group LTD benefits

   •Understanding the "myth" of 60% LTD benefits

   •Tax Free disability benefits, a little known strategy (IRS Private Letter Ruling #200305013)

   •Consultants guide to filing your LTD claim "right" the first time

   •Your right to question the decision made on your claim

   •Key criteria for appealing Social Security disability claims

   •How an RFC can improve your chances of collecting benefits

   •Consultative Examinations, WHAT TO EXPECT

   •Understanding the appeal process - what to do if your claim is denied


Eldercare Publishing, Inc. | 661 Highland Avenue, Suite 103, Needham, MA 02494 | Phone: 781-400-5055 | Fax: 781-400-5152 | allan@eldercaresurvival.com

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